Pay Over Time With Klarna
Split any purchase into 4 equal, biweekly and interest-free payments—without fees when you pay on time.
What is Klarna?
Klarna is an installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Klarna as a payment method at checkout, you can enjoy your purchase immediately, while spreading your payments out over time.
Why Use Klarna?
No Impact to Your Credit Score
Using a Pay in 4 Klarna payment plan offers you more flexibility without affecting your credit score.
Quick and Convenient Checkout
Place your order quickly and easily by choosing Klarna as your payment choice at checkout. Simply enter a few details to complete your purchase.
Easy Payments
Klarna will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.
How Does Klarna Work?
Shop
Browse tentree and add your favourite finds to your shopping cart.
Select
When you reach checkout, choose Klarna as your payment method.
Checkout
Complete your purchase and pay later in 4 equal payments.
Pay
The first payment is charged to your debit or credit card when you purchase, and the remaining three are charged every two weeks.
Frequently Asked Questions
Are there requirements to use Klarna?
How do I sign up?
Where can I use Klarna?
Does Klarna do a credit check?
How do I make my payments?
Which payment methods are accepted?
What if I can't make a payment?
Are there late or NSF fees?
How do returns work if I paid using Klarna?
What if I need additional help with my payment plan?
What if I get declined from using Klarna?
I still have questions.
Payments Table
| Purchase Amount | Monthly Payment | Number of Payments | Total Interest Charges | Total Processing Fees | Total Cost of Borrowing | Total Repayment Amount | Credit Rate |
|---|---|---|---|---|---|---|---|
| $1,000.00 | $250.00 | 4 | 0.00% | $0.00 | $0.00 | $1,000.00 | 0.00% |